Convert a bank statement
Start with what you actually have in front of you. A text PDF or CSV converts straight away in your browser for free; scans, multi-month sets and categorised reports need a bit more than a spreadsheet export.
Pick your conversion
PDF statement to CSV
The usual job: a statement downloaded from online banking as a PDF, turned into one row per transaction with date, description and amount. Runs in your browser, so the file is never uploaded.
PDF statement to Excel
Same conversion, exported with a UTF-8 byte-order mark so Excel keeps accented merchant names intact instead of mangling them. Open the file and save as .xlsx if you want a native workbook.
Messy CSV from your bank
Some banks export CSV with split debit and credit columns, a running balance column, or a header block above the data. Drop it in and the columns get read into a single clean amount per row.
Scanned or photographed statement
A scan has no text layer, so a browser-based converter has nothing to read. These need OCR, which runs on our servers — it is part of a free Ledger AI account rather than the no-signup tool.
Free plan includes 3 statements a month.
Several months at once
Converting statement by statement leaves you pasting CSVs together and hunting duplicates by hand. An account merges every statement into one timeline, de-duplicates overlapping rows and categorises the transactions.
Just trying it out
You do not have to hand over a real statement to see what the output looks like. The converter ships with a sample statement, and the demo account shows a fully analysed set of transactions.
Converting a specific bank's statement
Statement layouts differ enough that the export path and the quirks worth knowing are bank-specific. These pages cover where to download the file and what trips up a naive converter.
Common questions
- What is the difference between the free converter and an account?
- The converter turns one file into a spreadsheet in your browser and stops there. An account keeps your statements together across months, categorises every transaction, spots recurring charges, and handles scanned files with OCR.
- Which file formats can I convert?
- Text-based PDF and CSV in the free browser converter. Scanned PDFs and images need OCR, which runs in a Ledger AI account.
- Does converting cost anything?
- No. The browser converter is free with no account and no limit. Paid plans start at CA$12 a month and are for ongoing analysis across many statements, not for conversion.
Ready to convert?
The browser converter needs no account and nothing leaves your device.
Open the converter