Ledger AI

Pricing built for clarity

Start free. Upgrade when you want unlimited uploads, the AI Copilot, and deeper insights. Prices shown in CAD with USD estimates — Stripe charges CAD and your bank converts to your local currency.

Free

Try Ledger AI with your latest statement.

$0forever
  • 3 statement uploads / month
  • 90-day transaction history
  • 1 account
  • Basic dashboard & categories
  • Privacy-first — no bank logins
Most popular

Pro

For people serious about their money.

~$9 USD · billed in CAD

$12/month CAD

Founder pricing · First 100 users

  • Unlimited statement uploads
  • Unlimited transaction history
  • Subscription detection
  • Smart search across transactions
  • AI Copilot chat
  • Priority extraction queue

Then $12/mo CAD · Cancel anytime

AI Premium

Maximum AI horsepower for your finances.

~$15 USD · billed in CAD

$20/month CAD
  • Everything in Pro
  • Cash-flow forecasting
  • Anomaly detection
  • Financial health score
  • Advanced AI insights surface
  • Early access to new AI features

Business

For freelancers and small operators.

~$18 USD · billed in CAD

$25/month CAD
  • Everything in AI Premium
  • Business expense flag on transactions
  • Business report export
  • Multi-account organization
  • Tax-ready category mapping

Cancel anytime. Your data stays yours — delete it permanently from Settings whenever you like.

Compare features

Everything that ships with each plan, side by side.

FeatureFreeProAI PremiumBusiness
Monthly statement uploads3UnlimitedUnlimitedUnlimited
Transaction history90 daysUnlimitedUnlimitedUnlimited
Accounts1UnlimitedUnlimitedUnlimited
Dashboard & categories
Subscription detection
Smart transaction search
AI Copilot chat
Priority extraction queue
Advanced AI insights
Cash-flow forecasting
Anomaly detection
Financial health score
Business expense flagging
Tax-ready category mapping
Business report export

Frequently asked questions

Everything you need to know before upgrading.

Can I start for free?
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Yes. The Free plan includes 3 statement uploads per month and 90 days of transaction history — no credit card required.
What happens if I hit my upload limit?
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Free users are blocked from new uploads until the next month or until they upgrade to Pro. Pro and above include unlimited uploads.
Can I cancel anytime?
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Yes. Subscriptions are month-to-month. You keep access until the end of your billing period, and your data stays yours.
Is my financial data secure?
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We never ask for bank logins. You upload PDF statements directly, processing happens server-side, and you can permanently delete your data from Settings.
Which plan includes the AI Copilot?
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Pro, AI Premium, and Business all include the AI Copilot chat. AI Premium uses a deeper reasoning model for more nuanced answers.
Do you offer refunds?
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If something isn't working as expected within the first 14 days, contact us and we'll make it right.

Ready to see your money clearly?