Ledger AI

Pricing built for clarity

Start free. Upgrade when you want unlimited uploads, the AI Copilot, and deeper insights. Prices shown in CAD with USD estimates — Stripe charges CAD and your bank converts to your local currency.

Free

Try Ledger AI with your latest statement.

$0forever
  • 3 months of statements / month
  • 90-day transaction history
  • 1 account
  • Basic dashboard & categories
  • Privacy-first — no bank logins
Most popular

Pro

For people serious about their money.

~$9 USD · billed in CAD

$12/month CAD

Founder pricing · First 100 users

  • Unlimited statement uploads
  • Unlimited transaction history
  • Subscription detection
  • Smart search across transactions
  • AI Copilot chat
  • Priority extraction queue

Then $12/mo CAD · Cancel anytime

AI Premium

Maximum AI horsepower for your finances.

~$15 USD · billed in CAD

$20/month CAD
  • Everything in Pro
  • Cash-flow forecasting
  • Anomaly detection
  • Financial health score
  • Advanced AI insights surface
  • Early access to new AI features

Business

Built for Canadian freelancers: T2125 and GST/HST ready.

~$18 USD · billed in CAD

$25/month CAD
  • Everything in AI Premium
  • Auto-flag business income & expenses on every upload
  • CRA T2125 line mapping (Schedule C for US filers)
  • GST/HST collected, input tax credits and net owing by quarter
  • Small-supplier threshold alert
  • Accountant-ready tax-year export

Cancel anytime. Your data stays yours — delete it permanently from Settings whenever you like.

Compare features

Everything that ships with each plan, side by side.

FeatureFreeProAI PremiumBusiness
Monthly statement uploads3 months of statementsUnlimitedUnlimitedUnlimited
Transaction history90 daysUnlimitedUnlimitedUnlimited
Accounts1UnlimitedUnlimitedUnlimited
Dashboard & categories
Subscription detection
Smart transaction search
AI Copilot chat
Priority extraction queue
Advanced AI insights
Cash-flow forecasting
Anomaly detection
Financial health score
Business expense flagging
Tax-ready category mapping
Business report export
CRA T2125 line mapping (Canada)
GST/HST remittance estimate

Frequently asked questions

Everything you need to know before upgrading.

Can I start for free?
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Yes. The Free plan includes 3 months of statements every month and 90 days of transaction history — no credit card required.
What happens if I hit my upload limit?
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Free covers 3 months of statement data each month, so a single yearly statement uses it all. A file that goes over is still read in full; new uploads then wait until next month or until you upgrade. Pro and above include unlimited uploads of any length.
Can I cancel anytime?
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Yes. Subscriptions are month-to-month. You keep access until the end of your billing period, and your data stays yours.
Is my financial data secure?
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We never ask for bank logins. You upload PDF statements directly, processing happens server-side, and you can permanently delete your data from Settings.
Which plan includes the AI Copilot?
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Pro, AI Premium, and Business all include the AI Copilot chat. AI Premium uses a deeper reasoning model for more nuanced answers.
Do you offer refunds?
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If something isn't working as expected within the first 14 days, contact us and we'll make it right.

Ready to see your money clearly?